Helpful advice on what to do with your holiday gift cards.
Santa brought many of you gift cards this holiday season and now is the time to either spend them or get rid of them if you can't use them.
Shopper Kimberly Torres says "I think it's kind of an easy way out. Shame on me, I did it though."
Like so many people this holiday season, Kimberly Torres of San Jose gave and received the one plastic that's so easy to get, that shiny little gift card.
Kimberly says "I never received a bad one. I've always gotten something that I used."
But what if you don't have a use for it? Well, you can make the most of an unwanted gift card by considering several options. Why not sell it to a friend for cash or just swap cards. You can always re-gift it, donate it to a favorite cause, or use it to buy someone else a present.
Shopper Liz Gill says "it's how I did all my shopping, because I don't have to go to the stores and fight the crowds."
They've always been convenient, and now they're even more so thanks to new federal rules. Fees and limitations must be printed somewhere on the card, usually on the back. Secondly, the money on your card will be good for at least five years from the date the card is purchased. And if the card does have an expiration date, you can still use unspent money that's left on the card after it expires and don't forget using it online.
If you lose your card or if it's stolen, some stores offer a replacement if you have a proof of purchase, and this includes Target stores, so it's a good idea to hang on to that receipt.