With winter approaching, it's time to consider your heating options.
For decades Thomas Dziki and his mother have been heating their Queens, New York home with oil.
This year they got fed up with the maintenance and the cost.
"One bill was $760 and that only lasted 20 days," Dziki says.
They chose to convert to natural gas, even though it meant paying several thousand dollars upfront.
The U.S. Energy Department estimates that heating oil prices will be up this winter, averaging 83 cents a gallon more.
Compare that to the price of gas, which is also a cleaner fuel to burn.
"They're forecasting to have the cost of gas about six percent lower compared to last year, which is an additional savings on top of that," adds Luis Rizzo of National Grid.
Still, removing the oil tank and replacing the hot water and heating system can be expensive.
Rebates are available from utility companies to offset some of that cost.
You can get as much as $1,500 back.
It could take three to five years of savings to recoup that initial cost, so if you're planning to move or sell the home before then it may not be worth your while.